The Best Solution for Instant Payment Processing in QuickBooks®

Today Payments is an Authorized Reseller of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

"Our Integrated payment solutions can save a typical small business owner more than 180 hours each year"
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  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

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Request for Payments

Integrating real-time payments from Canada's Real-Time Rail (RTR) or the Real-Time Payments (RTP) platform in the United States into both QuickBooks Online (QBO) and QuickBooks Desktop (QBD) can enhance payment processing efficiency for businesses operating in both countries. Here's a comparison between the two systems and their integration with QuickBooks:

  1. Scope and Coverage:
    • Canada's Real-Time Rail (RTR): Facilitates real-time payments within Canada's domestic financial system. It offers instant fund transfers between Canadian financial institutions and supports immediate and future-dated payments.
    • Real-Time Payments (RTP) Platform: Operates in the United States and provides real-time payment capabilities within the U.S. financial system. It enables instant fund transfers between U.S. financial institutions and supports various payment use cases.
  1. Operational Structure:
    • Canada's Real-Time Rail (RTR): Governed and operated by Payments Canada, with participation from Canadian financial institutions and payment service providers.
    • Real-Time Payments (RTP) Platform: Operated by The Clearing House, a private-sector payments organization owned by major U.S. banks. It provides real-time payment infrastructure and services to its member financial institutions.
  1. Integration with QuickBooks:
    • Canada's Real-Time Rail (RTR): Integration with QuickBooks Online and QuickBooks Desktop would involve developing custom solutions or using third-party integrations to connect Canadian bank accounts and transactions with QuickBooks. This could include APIs provided by Canadian banks or third-party payment processors.
    • Real-Time Payments (RTP) Platform: Integration with QuickBooks Online and QuickBooks Desktop may involve leveraging existing integrations provided by financial institutions or third-party service providers that support real-time payments in the United States. This could include direct bank feeds, APIs, or plugins designed for QuickBooks.
  1. Payment Features:
    • Canada's Real-Time Rail (RTR): Supports real-time fund transfers, including immediate and future-dated payments, within Canada's financial system. It may offer features such as request for payment, payment tracking, and enhanced data capabilities.
    • Real-Time Payments (RTP) Platform: Offers real-time payment capabilities within the United States, including instant funds availability, messaging with rich data, and robust security features. It supports various payment use cases such as person-to-person payments, bill payments, and business-to-business transactions.
  1. Interoperability and Accessibility:
    • Canada's Real-Time Rail (RTR): Designed to interoperate with existing payment systems in Canada and promote widespread adoption by Canadian financial institutions and businesses.
    • Real-Time Payments (RTP) Platform: Designed to be highly interoperable, with connectivity to various payment systems and financial institutions across the United States. It aims to provide ubiquitous access to real-time payments for consumers, businesses, and financial institutions.

In summary, integrating real-time payments from Canada's Real-Time Rail (RTR) or the Real-Time Payments (RTP) platform into QuickBooks Online and QuickBooks Desktop involves understanding the operational structure, features, and integration capabilities of each system. Businesses operating in both Canada and the United States can leverage these integrations to streamline payment processing and financial management within their QuickBooks environment.

Request for Payment

Text Mobile Request for Payment Call us, the .csv, text messaging and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Pricing with our Request For Payment Professionals
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 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support


2) We create .csv or .xml formatting using your Bank or Credit Union. Using your invoice information database to create an existing Accounts Receivable file, we CLEAN, FORMAT to FEDNOW or Real-Time Payments into CSV or XML. Create Multiple Templates. You can upload or "key data" into our software for File Creation of "Mandatory" general file. Use either the Routing Number and Account Number for your Customers or use "Alias" name via Mobile Cell Phone and / or Email address.

Fees = $57 monthly, including Activation, Support Fees and Batch Fee, Monthly Fee, User Fee. We add your URI for each separate Payer transaction for additional Payment Methods on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1% percentage on gross dollar file,


3) Add integrating QuickBooks Online "QBO" using FedNow Real-time Payment using our Real-Time Rail system.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG


4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.

Start using our FedNow Real-Time Payments Bank Reconciliation:

FedNow Bank Reconciliation

 Dynamic integrated with FedNow & Real-Time Payments (RtP) Bank Reconciliation: Accrual / Cash / QBO - Undeposited Funds


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Our office

Today Payments Merchant Services
2305 Historic Decatur Road, Suite 100
San Diego, CA 92106
(866) 927-7180